What's New
                                                               
                                                               

                                                              Self-employed Person (SEP)

                                                              A self-employed person ("SEP") is a person who earns income from the production of or trade in goods or services in a capacity other than an employee. If you are a sole-proprietor of or partner in a business, you are regarded as an SEP under the MPF System. If you are an SEP at least 18 but under 65 years of age, you have the legal obligation to enroll yourself into an MPF scheme.

                                                              Learn more about the definition of SEPSelf-Employed Person

                                                              For enrolment, please download the complete BCT (MPF) Pro Choice Information Kits – Self-employed Person, and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Self-Employed):

                                                              ‧ MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form

                                                              Product Summary
                                                              Download Form

                                                              Company Leaflet
                                                              Download Form

                                                              Application Form - Self-employed Person
                                                              (Master Trust Scheme - BCT (MPF) Pro Choice) [AP(SEP)–MT]
                                                              Download Form

                                                              Scheme Member’s Request for Account Consolidation Form
                                                              (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]
                                                              Download Form

                                                              Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form

                                                               
                                                              download all but

                                                              Casual Employee

                                                              A “causal employee account” is an MPF account of which the primarily mandatory contributions are paid in respect of any person who works in the construction industry or the catering industry on a day-to-day basis, or for a fixed period of less than 60 days.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Receive Form
                                                              Receive Form

                                                              You will receive an Enrolment Form from your employer, or you may download it here.

                                                              Step 2
                                                              Submission
                                                              Submission

                                                              Submit the completed enrolment form to BCT with a copy of your HKID Card / Passport

                                                              Once BCT receives your Enrolment Form, we will send you the following:

                                                              For enrollment, please download the form here.

                                                              Regular Employee

                                                              A “regular employee account” is an MPF account of which the primarily mandatory contributions and any voluntary contributions are paid in respect of any current employment of a member of an MPF scheme.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Receive Form
                                                              Receive Form

                                                              You will receive an enrolment form from your employer.
                                                              You may also download the complete BCT (MPF) Pro Choice Information Kits - Regular Employee and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Regular Employee):

                                                              ‧ MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form

                                                              Product Summary
                                                              Download Form

                                                              Company Leaflet
                                                              Download Form

                                                              Member Enrolment Form
                                                                
                                                              (Master Trust Scheme – BCT (MPF) Pro Choice) [AP(REE)–MT]
                                                              Download Form

                                                              Scheme Member's Request for Account Consolidation Form
                                                                 (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]

                                                              Download Form

                                                              Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form

                                                               
                                                              download all but

                                                              Step 2
                                                              Selection
                                                              Selection

                                                              The investment choice you make should be based on your individual circumstances.

                                                              Step 3
                                                              Complete
                                                              Complete

                                                              Complete the Member Enrolment form.

                                                              Upon completion of your enrolment, you will receive:

                                                               

                                                               

                                                              Personal Account

                                                              A “personal account” is an MPF account held under your own name that serves to retain accrued MPF assets derived from your former employments.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Complete the Application Form
                                                              Download and Read

                                                              BCT (MPF) Pro Choice Information Kit

                                                              Please download the complete Information Kits and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Personal Account):

                                                              • MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form

                                                              Product Summary
                                                              Download Form

                                                              Company Leaflet
                                                              Download Form

                                                              Personal Account Leaflet
                                                              Download Form

                                                              Application Form – Personal Account Member
                                                                (Master Trust Scheme – BCT (MPF) Pro Choice) [AP(PM)-MT]
                                                              Download Form

                                                              Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form

                                                              Employee Choice Arrangement ("ECA") –
                                                                 Transfer Election Form and Statement of Authentication [MPF(S)-P(P)]
                                                              Download Form

                                                              >• Scheme Member’s Request for Account Consolidation Form
                                                                (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]
                                                              Download Form

                                                               
                                                              download all but

                                                               

                                                              Step 3
                                                              Submission
                                                              Submission

                                                              Submit the completed form to BCT together with a copy of your HKID Card / Passport to BCT