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BCT (MPF) Pro Choice and BCT (MPF) Industry Choice
You should consider your own risk tolerance level and financial circumstances before making any investment choices or investing according to the Default Investment Strategy. When, in your selection of funds or the Default Investment Strategy, you are in doubt as to whether a certain fund or the Default Investment Strategy is suitable for you (including whether it is consistent with your investment objective), you should seek financial and / or professional advice and choose the investment choice(s) most suitable for you taking into account your circumstances.
In the event that you do not make any investment choices, please be reminded that your contributions made and / or accrued benefits transferred into the Plan will be invested in accordance with the Default Investment Strategy, which may not necessarily be suitable for you.
Your investment decision should not be based on this website alone. Please read the MPF Scheme brochures of BCT (MPF) Pro Choice and BCT (MPF) Industry Choice for further details, including the risk factors.
Members should note that BCT (Pro) Asian Income Retirement Fund does not provide any guarantee on capital or investment return or dividend yield, and their investments therein (including dividends distributed) are subject to the same vesting, preservation and withdrawal requirements applicable to mandatory and voluntary contributions (as applicable). The BCT (Pro) Asian Income Retirement Fund may pay dividends out of net distributable income and/or capital, which will result in an immediate decrease or adjustment in the net asset value per unit. The payment of dividends (if any) will involve an investment time-lag and is subject to out-of-market risk. There is no assurance on the dividend distribution frequency and the dividend amount/yield may fluctuate.
Members should note that the regular and frequent distribution of dividends and reinvestment of dividends will inevitably involve an investment time-lag during which dividends are not reinvested and are subject to out-of-market risk on a recurring basis (currently, on a monthly basis). During the period pending reinvestment, the net asset value per unit of the relevant constituent fund (i.e. BCT (Pro) Asian Income Retirement Fund for members below the age of 65, or the Age 65 Plus Fund for members who have reached the age of 65) into which dividends are reinvested may have gone up or down, and accordingly the members’ investment return may be impacted negatively or positively. Therefore the investment return for these members may deviate from that derived from a constituent fund with a similar investment portfolio without such arrangement, meaning that the dividend distribution arrangement of BCT (Pro) Asian Income Retirement Fund may not always be advantageous to these members.
Members should note that BCT (Pro) Asian Income Retirement Fund does not provide any guarantee on the capital or investment return or dividend amount / yield. There is no assurance on the dividend distribution frequency and the dividend amount / yield may fluctuate.
Members should note that investment markets could fluctuate significantly. Fund prices may go down as well as up. There is no guarantee that, given the time required to implement fund switching instructions, such instructions will achieve your desired results. Please carefully consider your own risk tolerance level and financial circumstances (as well as your own retirement plan) before making any investment choices. If in doubt, please contact your independent financial advisor for further details.
BCT Premier Pooled ORSO Retirement Plan
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
Your investment decision should not be based on this website alone. Please read the explanatory memorandum of the Plan for further details, including the risk factors.
BCT ORSO Guaranteed Fund under the Plan invests solely in an insurance policy issued by China Life Insurance (Overseas) Company Limited ("China Life"). China Life is the guarantor of the policy. Your investments in BCT ORSO Guaranteed Fund, if any, are therefore subject to the credit risk of China Life. Please refer to part IV of the Explanatory Memorandum for details of the credit risk, guarantee features and guarantee conditions.
Members should note that BCT ORSO Asian Income Retirement Fund does not provide any guarantee on capital or investment return or dividend yield. The BCT ORSO Asian Income Retirement Fund may pay dividends out of net distributable income and/or capital, which will result in an immediate decrease or adjustment in the net asset value of the portfolio. The payment of dividends (if any) will involve an investment time-lag and is subject to out-of-market risk. There is no assurance on the dividend distribution frequency and the dividend amount/yield may fluctuate.
Members should note that the regular and frequent distribution of dividends and reinvestment of dividends will inevitably involve an investment time-lag during which dividends are not reinvested and are subject to out-of-market risk on a recurring basis (currently, on a monthly basis). During the period pending reinvestment, the net asset value per unit of the relevant constituent fund (i.e. BCT ORSO Asian Income Retirement Fund for members below the age of 65, or the Age 65 Plus Fund for members who have reached the age of 65) into which dividends are reinvested may have gone up or down, and accordingly the members’ investment return may be impacted negatively or positively. Therefore the investment return for these members may deviate from that derived from a constituent fund with a similar investment portfolio without such arrangement, meaning that the dividend distribution arrangement of BCT ORSO Asian Income Retirement Fund may not always be advantageous to these members.
Members should note that BCT ORSO Asian Income Retirement Fund does not provide any guarantee on the capital or investment return or dividend amount / yield. There is no assurance on the dividend distribution frequency and the dividend amount / yield may fluctuate.
Unless otherwise specified, the term “BCT” referred to in this website shall mean BCT Financial Limited (Plan Sponsor) and Bank Consortium Trust Company Limited (Trustee & Administrator)
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Fund Comparison
To provide for the maximum flexibility, users are allowed to make fund comparison across different fund categories. Users, however, should reconsider the appropriateness for such comparison when the selected funds are of different categories and different risk and return profiles. All data, information and results are intended for your personal use only and shall not be shared with or provided to any other person. The comparison is for reference only.
Please select a scheme
Funds to compare (maximum 3 funds)
Fund Categories
BCT (Industry) China and Hong Kong Equity Fund
BCT (Pro) China and Hong Kong Equity Fund
BCT ORSO China and HK Equity Fund
BCT (Industry) Asian Equity Fund
BCT ORSO Global Emerging Markets Equity Fund
BCT (Industry) Global Equity Fund
BCT (Pro) Asian Equity Fund
BCT ORSO Asian Equity Fund
BCT (Industry) E70 Mixed Asset Fund
BCT (Pro) European Equity Fund
BCT ORSO European Equity Fund
BCT (Industry) E50 Mixed Asset Fund
BCT (Pro) Global Equity Fund
BCT ORSO North American Equity Fund
BCT (Industry) E30 Mixed Asset Fund
BCT ORSO Hong Kong Equity Index Fund
BCT (Industry) Flexi Mixed Asset Fund
BCT (Pro) Hang Seng Index Tracking Fund
BCT ORSO Growth Fund
BCT (Industry) Core Accumulation Fund
BCT (Pro) U.S. Equity Fund
BCT ORSO E90 Market Tracking Mixed Asset Fund
BCT (Industry) Age 65 Plus Fund
BCT (Pro) Greater China Equity Fund
BCT ORSO Balanced Fund
BCT (Industry) RMB Bond Fund
BCT (Pro) World Equity Fund
BCT ORSO E70 Market Tracking Mixed Asset Fund
BCT (Industry) Global Bond Fund
BCT (Pro) SaveEasy 2050 Fund
BCT ORSO Stable Growth Fund
BCT (Industry) MPF Conservative Fund
BCT (Pro) SaveEasy 2045 Fund
BCT ORSO E50 Market Tracking Mixed Asset Fund
BCT (Pro) SaveEasy 2040 Fund
BCT ORSO Capital Stable Fund
BCT (Pro) SaveEasy 2035 Fund
BCT ORSO E30 Market Tracking Mixed Asset Fund
BCT (Pro) SaveEasy 2030 Fund
BCT ORSO Asian Income Retirement Fund
BCT (Pro) SaveEasy 2025 Fund
BCT ORSO Global Bond Fund
BCT (Pro) SaveEasy 2020 Fund
BCT ORSO HK Dollar Cash Fund
BCT (Pro) E90 Mixed Asset Fund
BCT ORSO Guaranteed Fund
BCT (Pro) E70 Mixed Asset Fund
BCT (Pro) E50 Mixed Asset Fund
BCT (Pro) E30 Mixed Asset Fund
BCT (Pro) Flexi Mixed Asset Fund
BCT (Pro) Core Accumulation Fund
BCT (Pro) Age 65 Plus Fund
BCT (Pro) Asian Income Retirement Fund
BCT (Pro) RMB Bond Fund
BCT (Pro) Global Bond Fund
BCT (Pro) Hong Kong Dollar Bond Fund
BCT (Pro) MPF Conservative Fund
Funds not found. Please choose from another schemes or categories.
Selected Fund(s)
Funds
Risk & Return Level *
Launch Date
Unit NAV
Fund Size
Fund Descriptor
Fund Expense Ratio
Investment Manager / Guarantor#
Risk Indicator Annualised Standard Deviation
Risk Class ^^
Use wider screen to check the fund tracking
Fund Performance
Return % as at 31 Oct 202431 Oct 202431 Oct 2024
Funds
Year to Date
2023
2022
2021
2020
2019
Performance figures will be available after a 6-month track record has been attained.
Investment involves risk. Past performance is not indicative of future performance. Members should refer to the MPF scheme brochure of the BCT (MPF) Pro Choice for further details, including the risk factors and detailed investment policies of the constituent funds.
Performance figures will be available after a 6-month track record has been attained.
Investment involves risk. Past performance is not indicative of future performance. Members should refer to the MPF scheme brochure of the BCT (MPF) Industry Choice for further details, including the risk factors and detailed investment policies of the constituent funds.
Performance figures will be available in six months after launch. The fund price(s) set out above (if any) may be initial fund price(s).
Investment involves risk. Past performance is not indicative of future performance. The value of funds may fall as well as rise. Investors should refer to the Explanatory Memorandum of the BCT Premier Pooled ORSO Retirement Plan for further details, including the risk factors.
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
Your investment decision should not be based on the information shown on this website alone. Please read the principal brochure of BCT (MPF) Pro Choice for further details, including the risk factors.
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
Your investment decision should not be based on the information shown on this website alone. Please read the principal brochure of BCT (MPF) Industry Choice for further details, including the risk factors.
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
Your investment decision should not be based on the information shown on this website alone. Please read the Explanatory Memorandum for further details, including the risk factors.
BCT ORSO Guaranteed Fund under the Plan invests directly into the China Life - Deposit Administration Guarantee Fund Policy issued by China Life. China Life is the guarantor of the policy. Your investments in BCT ORSO Guaranteed Fund, if any, are therefore subject to the credit risks of China Life. Please refer to part IV of the Explanatory Memorandum for details of the guarantee features and guarantee conditions.
"Bid & offer spreads" are not applicable to MPF Conservative Fund and are currently waived for all other constituent funds under the relevant MPF scheme.
Hang Seng Indexes Company Limited and Hang Seng Data Services Limited are both independent from the Trustee (namely, Bank Consortium Trust Company Limited) and the Investment Manager of the Hang Seng Index Tracking Fund (“Licenced Product”). The mark and the name of Hang Seng Index are proprietary to Hang Seng Data Services Limited and Hang Seng Indexes Company Limited publishes and compiles Hang Seng Index pursuant to a licence from Hang Seng Data Services Limited. Hang Seng Indexes Company Limited and Hang Seng Data Services Limited have agreed to the use of, and the reference to mark and name of, the Hang Seng Index by the Trustee in connection with the Licenced Product, but neither Hang Seng Indexes Company Limited nor Hang Seng Data Services Limited warrants or represents or guarantees to any investors in or any other person dealing with the Licenced Product (“Relevant Persons”) (i) the accuracy or completeness of the index and its computation or any information related thereto; or (ii) the fitness or suitability for any purpose of the index or component or data comprised in it or (iii) the results which may be obtained by person from the use of the index or any component or data comprised in it for any purposes, and no warranty or representation or guarantee of any kind whatsoever relating to the index is given or may be implied. To the extent permitted by applicable law, no responsibility or liability is accepted by Hang Seng Indexes Company Limited or Hang Seng Data Services Limited (i) in respect of the use of and / or reference to the index by the Trustee in connection with the Licenced Product; or (ii) for any inaccuracies, omissions, mistakes or errors of Hang Seng Index Company Limited in the computation of the index or (iii) for any inaccuracies, omissions, mistakes, errors or incompleteness of any information used in connection with the computation of the index which is supplied by any other person; or (iv) for any economic or other loss which may be directly or indirectly sustained by Relevant Persons as a result of any of the aforesaid, and no claims, actions or legal proceedings may be brought against Hang Seng Indexes Company Limited and / or Hang Seng Data Services Limited in connection with the Licenced Product in any manner whatsoever by any Relevant Persons investing in the Licenced Product. Any Relevant Persons do so therefore in full knowledge of this disclaimer and can place no reliance whatsoever on Hang Seng Indexes Company Limited and Hang Seng Data Services Limited. For the avoidance of doubt, this disclaimer does not create any contractual or quasi-contractual relationship between any Relevant Person and Hang Seng Indexes Company Limited and / or Hang Seng Data Services Limited and must not be construed to have created such relationship.
This constituent fund is denoted as "Equity Funds - Market Tracking Series" under BCT (MPF) Pro Choice as it solely invests in approved Index Tracking Collective Investment Scheme ("ITCIS"). BCT (Pro) Greater China Equity Fund is portfolio management constituent fund investing in ITCISs and this constituent fund itself is not index-tracking fund.
These constituent funds are denoted as "Target Date Mixed Asset Funds" under BCT (MPF) Pro Choice and they are designed to shift their investments from equities towards a greater exposure to bonds and cash as the relevant fund approaches to its particular target year.
This constituent fund is denoted as "Target Date Mixed Asset Funds" under BCT (MPF) Pro Choice and it is designed to shift its investments from equities towards a greater exposure to bonds and cash as the relevant fund approaches to its particular target year.
"Absolute Return" is the name of the fund only and refers to the investment objective – to achieve an absolute return performance target not related to an index. Such a description is a performance target only and absolute positive returns are not guaranteed.
Administrative expenses can only be deducted from BCT (Pro) MPF Conservative Fund by the trustee when the returns of the fund for the month exceed the "Prescribed Savings Rate" prescribed by the Mandatory Provident Fund Schemes Authority. BCT (Pro) MPF Conservative Fund does not guarantee the repayment of capital. An investment in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit taking company and there is no guarantee that the investment can be redeemed at the subscription value. The MPF Conservative Fund is not subject to the supervision of the Hong Kong Monetary Authority. Fees and charges of MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, unit prices / NAV / fund performance quoted have incorporated the impact of fees and charges.
Administrative expenses can only be deducted from BCT (Industry) MPF Conservative Fund by the trustee when the returns of the constituent fund for the month exceed the "Prescribed Savings Rate" prescribed by the Mandatory Provident Fund Schemes Authority. BCT (Industry) MPF Conservative Fund does not guarantee the repayment of capital. An investment in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit taking company and there is no guarantee that the investment can be redeemed at the subscription value. The MPF Conservative Fund is not subject to the supervision of the Hong Kong Monetary Authority. Fees and charges of MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This constituent fund uses method (i) and, therefore, unit prices / NAV / fund performance quoted have incorporated the impact of fees and charges.
Calculated from the launch date to the end of the calendar year.
Performance figures will be available after a 6-month track record has been attained.
Investment involves risk. Past performance is not indicative of future performance. Members should refer to the MPF Scheme Brochure for the BCT (MPF) Pro Choice for further details, including the risk factors and detailed investment policies of the constituent funds.
Performance figures will be available after a 6-month track record has been attained.
Investment involves risk. Past performance is not indicative of future performance. Members should refer to the MPF scheme brochure of the BCT (MPF) Industry Choice for further details, including the risk factors and detailed investment policies of the constituent funds.
Performance figures will be available in six months after launch. The fund price(s) set out above (if any) may be initial fund price(s).
Investment involves risk. Past performance is not indicative of future performance. The value of funds may fall as well as rise. Investors should refer to the Explanatory Memorandum of the BCT Premier Pooled ORSO Retirement Plan for further details, including the risk factors.
All performance figures above are calculated on the basis of NAV-to-NAV in HK$ and are net of the management fees and operating expenses except Asian Income Retirement Fund (where applicable). For Asian Income Retirement Fund, its performance figures are calculated on the basis of NAV-to-NAV in HK$ without dividend reinvested and are net of management fees and operating expenses.
Performance figures will be available in six months after launch (for new fund(s) only).
Bid & offer spreads are currently waived.
^
Daily Change refers to the percentage change of unit price of the constituent fund as at the valuation date shown against the previous valuation date.
Ø
Percentage Change is calculated on the basis of NAV-to-NAV in HK$ and is net of the management fees and operating expenses during the selected period except Asian Income Retirement Fund (where applicable). For Asian Income Retirement Fund, its percentage change is calculated on the basis of NAV-to-NAV in HK$ without dividend reinvested and is net of management fees and operating expenses during the selected period.
+Constituent Fund with performance history of less than 3 years since inception to the reporting date of the fund fact sheet is not required to show the annualised standard deviation.
~
It is not necessary to show the Fund Expense Ratio as the period between the reporting date of the fund fact sheet and the inception date for the constituent fund is less than 2 years.
^^
The risk class is assigned to the constituent fund according to the seven-point risk classification stated in the table below, which is derived based on the latest fund risk indicator - annualised standard deviation of the constituent fund.
Risk Class
Fund Risk Indicator - Annualised Standard Deviation
Equal or above
Less than
1
0.0%
0.5%
2
0.5%
2.0%
3
2.0%
5.0%
4
5.0%
10.0%
5
10.0%
15.0%
6
15.0%
25.0%
7
25.0%
(i) the risk class is prescribed by the Mandatory Provident Fund Schemes Authority according to the Code on Disclosure for MPF Investment Funds; and (ii) the risk class has not been reviewed or endorsed by the Securities and Futures Commission.
This constituent fund is denoted as "Equity Funds - Market Tracking Series" under BCT (MPF) Pro Choice as it solely invests in approved Index Tracking Collective Investment Scheme ("ITCIS"). BCT (Pro) Hang Seng Index Tracking Fund invests solely in a single ITCIS, and thereby aims to achieve investment results that closely track the performance of the Hang Seng Index.
This constituent fund is denoted as "Equity Funds - Market Tracking Series" under BCT (MPF) Pro Choice as it solely invests in approved Index Tracking Collective Investment Scheme ("ITCIS"). BCT (Pro) World Equity Fund is portfolio management constituent fund investing in ITCISs and this constituent fund itself is not index-tracking fund.
Due to the restructuring of BCT (MPF) Pro Choice with effect from 23 April 2018, the structure and investment policies of this constituent fund have been changed since the said date. Please refer to the MPF Scheme Brochure for BCT (MPF) Pro Choice for further details of the changed structure and investment policies.
For BCT (Pro) China and Hong Kong Equity Fund, BCT (Pro) Asian Equity Fund, BCT (Pro) European Equity Fund, BCT (Pro) Global Equity Fund, BCT (Pro) E90 Mixed Asset Fund, BCT (Pro) E70 Mixed Asset Fund, BCT (Pro) E50 Mixed Asset Fund, BCT (Pro) E30 Mixed Asset Fund, and BCT (Pro) Global Bond Fund, the fund prices are as of 20 April 2018.
It was terminated on 11 May 2021. Clickhere for details.
Cumulative return as of 10 May 2021: Since Inception: 31.59%; YTD: 8.44%; 3-Month: 6.67%; 1-Month: 1.85%
Cumulative return as of 10 May 2021: Since Inception: 34.39%; YTD: 11.24%; 3-Month: 6.13%; 1-Month: 1.26%
This constituent fund is denoted as "Equity Funds - Market Tracking Series" under BCT (MPF) Pro Choice as it solely invests in approved Index Tracking Collective Investment Scheme ("ITCIS"). BCT (Pro) U.S. Equity Fund is portfolio management constituent fund investing in ITCISs and this constituent fund itself is not index-tracking fund.
A fixed investment management fee of up to HK$75,000 per month is charged and paid out of the assets of the BCT (Pro) Hang Seng Index Tracking Fund. The fee is payable on a monthly basis and accrues daily pro-rata to the number of days in a month. The fee is payable to Invesco as the investment manager of the BCT (Pro) Hang Seng Index Tracking Fund for its investment management services including, but not limited to, investing all member and employer contributions to the BCT (Pro) Hang Seng Index Tracking Fund according to the applicable investment guidelines, and the acquisition and disposal of units in the underlying ITCIS.
Due to the restructuring of BCT (MPF) Industry Choice with effect from 2 September 2024, the structure and investment policies of this constituent fund have been changed since the said date. Please refer to the MPF Scheme Brochure for BCT (MPF) Industry Choice for further details of the changed structure and investment policies.
Cessation of investment manager regarding BCT (Industry) Global Equity Fund and BCT (Industry) Global Equity Fund took place on 16 May 2023. Therefore, performance figures for the period prior to that date represent the past performance of the preceding investment manager of these two constituent funds.
* Risk & Return Level
5
High
The constituent fund aims at achieving a high long-term return among constituent funds available under BCT (MPF) Pro Choice; its volatility is expected to be high.
4
Medium to High
The constituent fund aims at achieving a medium to high long-term return among constituent funds available under BCT (MPF) Pro Choice; its volatility is expected to be medium to high.
3
Medium
The constituent fund aims at achieving a medium long-term return among constituent funds available under BCT (MPF) Pro Choice; its volatility is expected to be medium.
2
Low to Medium
The constituent fund has a low to medium expected long-term return among constituent funds available under BCT (MPF) Pro Choice; its volatility is expected to be low to medium.
1
Low
The constituent fund has a low expected long-term return among constituent funds available under BCT (MPF) Pro Choice; its volatility is expected to be low.
The Risk & Return Level for each constituent fund is assigned by BCT and subject to review at least annually. It is based on the corresponding constituent fund’s volatility and expected return and is provided for reference only.
* Risk & Return Level
5
High
The constituent fund aims at achieving a high long-term return among constituent funds available under BCT (MPF) Industry Choice; its volatility is expected to be high.
4
Medium to High
The constituent fund aims at achieving a medium to high long-term return among constituent funds available under BCT (MPF) Industry Choice; its volatility is expected to be medium to high.
3
Medium
The constituent fund aims at achieving a medium long-term return among constituent funds available under BCT (MPF) Industry Choice; its volatility is expected to be medium.
2
Low to Medium
The constituent fund has a low to medium expected long-term return among constituent funds available under BCT (MPF) Industry Choice; its volatility is expected to be low to medium.
1
Low
The constituent fund has a low expected long-term return among constituent funds available under BCT (MPF) Industry Choice; its volatility is expected to be low.
The Risk & Return Level for each constituent fund is assigned by BCT and subject to review at least annually. It is based on the corresponding constituent fund’s volatility and expected return and is provided for reference only.
* Risk & Return Level
5
High
The portfolio aims at achieving a high long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be high.
4
Medium to High
The portfolio aims at achieving a medium to high long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be medium to high.
3
Medium
The portfolio aims at achieving a medium long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be medium.
2
Low to Medium
The portfolio has a low to medium expected long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be low to medium.
1
Low
The portfolio has a low expected long-term return among portfolios available under BCT Premier Pooled ORSO Retirement Plan; its volatility is expected to be low.
The Risk & Return Level for each portfolio is assigned by BCT and subject to review at least annually. It is based on the corresponding portfolio’s volatility and expected return and is provided for reference only.
^
Daily Change refers to the percentage change of unit price of the portfolio as at the valuation date shown against the previous valuation date.
Ø
Percentage Change is calculated on the basis of NAV-to-NAV in HK$ with dividend reinvested and is net of the management fees and operating expenses during the selected period.
+
Portfolio with performance history of less than 3 years since inception to the reporting date of the fund fact sheet is not required to show the annualised standard deviation.
^
Daily Change refers to the percentage change of unit price of the constituent fund as at the valuation date shown against the previous valuation date.
Ø
Percentage Change is calculated on the basis of NAV-to-NAV in HK$ with dividend reinvested and is net of the management fees and operating expenses during the selected period.
+
Portfolio with performance history of less than 3 years since inception to the reporting date of the fund fact sheet is not required to show the annualised standard deviation.
Remarks for Daily Change, Percentage Change (ORSO) ID: 1437
this page is use for redirect
# Investment Manager of the underlying investment fund / Guarantor of the insurance policy
^
Daily Change refers to the percentage change of unit price of the constituent fund as at the valuation date shown against the previous valuation date.
Ø
Percentage Change is calculated on the basis of NAV-to-NAV in HK$ and is net of the management fees and operating expenses during the selected period except Asian Income Retirement Fund (where applicable). For Asian Income Retirement Fund, its percentage change is calculated on the basis of NAV-to-NAV in HK$ without dividend reinvested and is net of management fees and operating expenses during the selected period.
+
Constituent Fund with performance history of less than 3 years since inception to the reporting date of the fund fact sheet is not required to show the annualised standard deviation.
~
It is not necessary to show the Fund Expense Ratio as the period between the reporting date of the fund fact sheet and the inception date for the constituent fund is less than 2 years.
^^
The risk class is assigned to the constituent fund according to the seven-point risk classification stated in the table below, which is derived based on the latest fund risk indicator - annualised standard deviation of the constituent fund.
Risk Class
Fund Risk Indicator - Annualised Standard Deviation
Equal or above
Less than
1
0.0%
0.5%
2
0.5%
2.0%
3
2.0%
5.0%
4
5.0%
10.0%
5
10.0%
15.0%
6
15.0%
25.0%
7
25.0%
(i) the risk class is prescribed by the Mandatory Provident Fund Schemes Authority according to the Code on Disclosure for MPF Investment Funds; and (ii) the risk class has not been reviewed or endorsed by the Securities and Futures Commission.
Source: "BCT" - Bank Consortium Trust Company Limited
