History and Milestones

Self-employed Person (SEP)

A self-employed person ("SEP") is a person who earns income from the production of or trade in goods or services in a capacity other than an employee. If you are a sole-proprietor of or partner in a business, you are regarded as an SEP under the MPF System. If you are an SEP at least 18 but under 65 years of age, you have the legal obligation to enroll yourself into an MPF scheme.

Learn more about the definition of SEPSelf-Employed Person

For enrolment, please download the complete BCT (MPF) Pro Choice Information Kits – Self-employed Person, and read our Offering Documents before enroll.

Casual Employee

A “causal employee account” is an MPF account of which the primarily mandatory contributions are paid in respect of any person who works in the construction industry or the catering industry on a day-to-day basis, or for a fixed period of less than 60 days.

Just a few steps to join us:

Receive Form

You will receive an Enrolment Form from your employer, or you may download it here.

Submission

Submit the completed enrolment form to BCT with a copy of your HKID Card / Passport

Once BCT receives your Enrolment Form, we will send you the following:

Notice of Participation;
A Casual Employee Card; and
A PIN to access BCT's IVRS and online account services

For enrollment, please download the form here.

How to Join Us

All regular employee, casual employee and self-employed person (SEP) are required to join an MPF scheme unless exempted for special reasons.

Regular Employee

A “regular employee account” is an MPF account of which the primarily mandatory contributions and any voluntary contributions are paid in respect of any current employment of a member of an MPF scheme.

Just a few steps to join us:

Receive Form

You will receive an enrolment form from your employer.
You may also download the complete BCT (MPF) Pro Choice Information Kits - Regular Employee and read our Offering Documents before enroll.

Selection

The investment choice you make should be based on your individual circumstances.

Complete

Complete the Member Enrolment form.

Upon completion of your enrolment, you will receive:

Notice of Participation;
A Personal Identification Number (PIN), which give you direct access to BCT’s interactive voice response system (IVRS), online account and mobile application services