With a low birth rate and increased life expectancy, Hong Kong faces the challenge of sustaining a growing aging population. According to the World Bank’s report, a multi-pillar approach is recommended to ensure the elderly have enough finances to sustain their retirement. To address the second pillar of this approach, Hong Kong established the terrority-wide Mandatory Provident Fund (MPF), a mandatory, privately managed, fully funded contribution scheme to cover the working population. Launched on 1 December 2000, it ensures Hong Kong's workforce will be provided with adequate retirement savings.

As one of the leading pension service providers in Hong Kong, BCT strikes to provide professional MPF and ORSO solutions to enable our members to plan for a quality retirement life.

*Data as of December 2015

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