Our on-line “Retirement Planning” is comprised of two parts: (1) “Risk Assessment” and (2) “Retirement Calculator”.
The results generated by these tools have used certain assumptions and therefore are for reference only. The results also do not constitute any advice, recommendation, solicitation or invitation for investments and are not intended as substitutes for professional advice. Please consult your own independent legal, tax or financial advisor before making any investment decision. BCT does not warrant the adequacy, accuracy, reliability or completeness of the information and results obtained from the on-line “Retirement Planning” platform and shall not be liable for the consequence of any decision or action taken upon.
In relation to the Retirement Calculator, you should particularly note that:
The Retirement Calculator is not intended to forecast or estimate the current or future actual investment classes or assets of your portfolio (or any specific asset allocation), or the actual statistical income value. In addition, the Retirement Calculator shall not be used as the key basis of any investment or tax planning decision. The Retirement Calculator does not make any tax assumptions and all analytical results are stated in gross value (pre-tax). The calculation and analytical results of the Retirement Calculator are intended to provide an overview of the performance of the selected portfolio only. The Retirement Calculator assumes that the investment allocation of each asset class is in line with that of a certain market index. All calculations are based on assumptions only and will not affect the actual performance of your account.
The analysis is intended as a reference to help you assess the requirement of your future retirement income. The actual investment return will be net of charges or fees and the assumptions do not reflect such charges or fees. The return is also subject to taxation.
Data input into to the Retirement Calculator are for research and portfolio construction purposes only, and will not be stored in or provided to any planning tools or calculators of BCT Group for future use.
BCT ePlatform enhances employer services and makes your daily administration easier. MACY, smart assistant is here to answer your enquiries anytime, anywhere. Click here to view the eJourney@BCT at a glance.
Manage MPF contributions, payroll, taxation and leave records via a selected single platform
Contribution Form Preparation: C-online / Excel MPF Calculator
Make contributions via C-online or prepare your completed remittance statements using MPF Calculator and upload directly to Employer Website Learn more
Make Contributions: DDA / PPS
Use a variety of digital contribution payment methods Learn more
Daily Management
Check Account Status: All-round Employer Website
Check contribution receipts, contribution details and employee status at a glance Login here
What's New: SMS, email
Subscribe with mobile number or email to receive the latest news and contribution reminder Subscribe here
Termination of Employee: Online Submission
Upload employee termination notice to Employer Website or submit via C-online Login here
Member / Self-employed
MPF ePlatform One-stop eExperience and take control of your future
BCT ePlatform helps you manage, check and consolidate MPF accounts at your fingertips. Click here to view the eJourney@BCT at a Glance
Check fund information and performance and learn the available investment solutions Click here for the Fund Information
Smart Assistant
MACY, is here to answer you right away 24x7, and solve your enquiries anytime, anywhere Click the MACY icon at the bottom right corner to start the conversation
BCT iPortfolio
Take a simple questionnaire to understand your risk tolerance level and make an informed investment decision with reference to model portfolio
Set up fund price alerts and receive fund performance and the latest information Click here to download the APP
Biometric Factor Login
Log into ePlatforms faster, safer and more convenient without the need to memorize or store your password
Self Management
Subscribe to eNotice
Receive “MPF Annual Benefit Statement” and other important notices electronically, Click here and subscribe to eNotice service in 3 simple steps: Login → “My BCT” → “Set up e-service”
Account Balance SMS
Get hold of the latest status of your account regularly
Change of Investment Mandate / Fund Switching
Any instruction made before 4pm will be settled at the fund price of that day, allowing you to respond to the market changes
Real-time Account Review
Review account balance and asset allocation, and let you manage your wealth for the future Click here to login member account
Loading data...
Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.
"BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.
Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.
What type of investor are you?
Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
