Whether you are new to investing or a seasoned pro, there is always more to learn. We have prepared the resources below to help you learn more about investing wisely, managing your risk and making the most of your hard-earned assets.
Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.
"BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.
Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.
"BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.
Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.
Part 1/6
Assets and Liabilities
Net Asset
(Total asset - Total liability (including mortgage))
(Total asset - Total liability (including mortgage))
Negative
HK$0 to 1 mn
More than HK$1 mn to 3 mn
More than HK$3 mn to 5 mn
More than HK$5 mn to 10 mn
More than HK $10 mn
Saving Ratio
(Saving amount / Monthly income)
(Saving amount / Monthly income)
0%
> 0% - 5%
> 5% - 10%
> 10% - 15%
> 15% - 20%
> 20%
Part 2/6
Investment Objective
Part 3/6
Investment Experience
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1. Certificate of Deposit
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2. Bonds
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3. Foreign Currency Deposit
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4. Unit Trusts / Mutual Funds
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5. Stocks
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6. Currency Linked Product / Equity Linked Product
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7. Leveraged Foreign Exchange
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8. Options / Futures / Warrants / Others Derivatives or Structured Products
Part 4/6
Risk Profiling Questionnaire
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1. How many years remain before your retirement?
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2. What is the percentage of your monthly saving in relation to your income (include salary and income from other sources)?
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3. The total of your liquid asset (e.g. bank deposits and Certificate of Deposit is about ____ time(s) of your monthly salary:
Part 5/6
Risk Profiling Questionnaire
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4. When you make an investment decision (for retirement purpose if MPF clients), which of the following considerations is most important to you?
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5. How would you best describe your expected salary or earnings in the next five years?
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6. During the past 3 years, which securities listed below have you purchased? (you may select more than 1 choice)
Part 6/6
Risk Profiling Questionnaire
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7. What is your knowledge in investments?
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8. Please indicate which statement best describes your risk attitude when you face a significant price fluctuation (e.g. volatility > 10%)?
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9. Please estimate the overall volatility of your investments (exclude your first property but include other properties):
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