Retirement Planning
                                                               
                                                               

                                                              How to administer your MPF plan

                                                              We are committed to provide quality services with positive customer experience. As such, we provide employers with the following for administering their MPF accounts.

                                                              ParticularsWebsite24-hour IVRSEmployer
                                                              Hotline
                                                              Servicing Bank
                                                              Branches
                                                              Submit documents       Tick
                                                              Submit remittance statement and / or
                                                              make contribution payments*
                                                              Tick*     Tick
                                                              Handle enquiries Tick   Tick Tick
                                                              Check balances Tick Tick Tick  
                                                              Check contribution record
                                                              (contribution paid and not paid)
                                                              Tick Tick Tick  
                                                              Check employee record Tick   Tick  
                                                              Check fund prices Tick Tick Tick  
                                                              Obtain administrative forms Tick Tick Tick  
                                                              Obtain product / investor education
                                                              information
                                                              Tick Tick Tick  
                                                              Obtain information update form Tick Tick Tick  
                                                              Change PIN Tick Tick    
                                                              Obtain e-statement Tick      

                                                              * Making contribution payments via website by direct debit authorisation service (via a bank of your choice) or PPS.

                                                              #Servicing Banks include Chong Hing Bank, Dah Sing Bank, Fubon Bank, ICBC (Asia), OCBC Bank, Public Bank (Hong Kong), Shanghai Commercial Bank and Wing Lung Bank



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                                                              If you ever need any assistance with administering the MPF account, our dedicated MPF experts are always ready to help.

                                                              For more details, please refer to the following:


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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
                                                              DOWNLOAD

                                                              Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

                                                              OK

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                                                              Interested to know more?
                                                              Want to learn more about the fund that fit your risk level?