Retirement Planning
                                                               
                                                               

                                                              Intra Group Transfer

                                                              An employee may be transferred between employers due to a change in business ownership or transferred between associated companies

                                                              Employment with the existing employer can be recognized by the new employer as continuous service in determining his/her vesting entitlement to voluntary contribution or severance payment / long service payment under the Employment Ordinance

                                                              Both existing employer, the new employer and the concerned member will need to complete “Transfer of Accrued Benefits Upon Intra-group Transfer/Change of Business Ownership” [FORM: TPT]

                                                              Existing employer should report cessation of employment for the relevant employee(s) by completing “Employee Termination Notice” [FORM: ETN(ER)]

                                                              New employer will need to complete “Request for Fund Transfer Form (For Participating Employer)” [FORM: ABD (ER)]

                                                              If members are transferred from BCT to another service provider’s MPF scheme, FORM: ABD (ER) and FORM: TPT should be sent to the new trustee who will then contact BCT to make the necessary arrangements.

                                                              Member Enrollment Form is required if the intra-group transfer is within BCT

                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.