Retirement Planning
                                                               
                                                               

                                                              BCT Launches Brand-New Interactive Website Helps Members Reach Retirement Goals

                                                              BCT Group (BCT) is pleased to announce the launch of its brand-new website (http://www.bcthk.com) to enhance user experience and help members plan for their retirement investments through upgraded retirement planning tools.

                                                              BCT said it sees an increased role of online platforms and mobile applications for members to browse for information, perform transactions and manage MPF accounts. Hence, the new website is designed to adjust automatically to the user's device, allowing for optimal viewing across various devices including smartphones, laptops and desktop computers.

                                                              In addition, the "Retirement Calculator" and "Risk Assessment" have been updated to help users better understand their financial needs. In particular, the upgraded "Retirement Calculator" generates an individualized Retirement Wealth Plan based on users' information about their current financial situation and future plans. The tool estimates how many years their retirement nest egg will last and encourages them to plan early for retirement. It also uses the latest statistics of Hong Kong to ensure it represents actual conditions.

                                                              Ms. Ka Shi Lau, Managing Director and CEO of BCT said, "BCT's core competencies lie in our ability to provide a seamless customer experience, innovative technology and online platforms. Building customer connectivity is a strong drive for BCT, supported by our focus on engaging members through digital and interactive platforms to stress the importance to manage their MPF accounts, which in turn contributes to the quality of their retirement lives."


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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
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                                                              Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

                                                              OK

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