Retirement Planning
                                                               
                                                               

                                                              Two-factor Authentication for Online Account Provides Dual Protection to Members

                                                              BCT is dedicated to enhance customer experience and encourages our members to log in to their personal MPF accounts via BCT's ePlatform, to manage MPF anytime anywhere. To offer our members a safer, more reliable and convenient online platform operation, we will launch Two-factor Authentication for BCT's ePlatform in April 2019.

                                                              What is two-factor authentication?


                                                              Two-factor authentication sounds complicated but it is a security mechanism that requires two types of credentials for authentication and is designed to offer an additional level of account protection. In other words, knowing your password alone is not enough to pass the authentication check. A second authentication factor such as a one-time password generated by SMS/Email, or a biometric factor such as fingerprints and facial recognition is required, or you will be required to login via registered biometric factor under two-factor authentication.

                                                              How does it benefit you?


                                                              The new arrangement is expected to enhance the security of account access and online transactions when logging in to your account at www.bcthk.com and mobile APP "BCT MPF", ensuring your peace of mind. Once you login to member account successfully via two-factor authentication, you will not be required to enter password when you place account instructions, so you can manage your account efficiently.

                                                              What do I need to do now?

                                                              A valid mobile phone number and email address are mandatory for Two-Factor Authentication so please make sure your registered mobile phone number and email address with us are updated. If you need to update the relevant information, please login to our website and update via “Personal Information Maintenance” under “MyBCT”.

                                                              Login to member website

                                                               

                                                               


                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.