Retirement Planning
                                                               
                                                               

                                                              Simplify Investment Instruction Options

                                                              To simplify the options for investment instruction and accommodate for the launch of the Default Investment Strategy, effective from 1 April 2017 ("Effective Date"), we will modify the options for investment mandate of transfer-in-assets ("Transfer-in Mandate").

                                                              On the Effective Date, the column of "Transfer-in Mandate" will be removed from the relevant administration forms (namely, the "Member Enrolment Form" and the "Change of Investment Mandate for Future Contributions/ Fund Switching for Existing Balance Form") and the relevant sections relating to investment mandates from the web-environment (e.g. member website and mobile application) so that they will appear as below.

                                                              20170315 Simplify Eng

                                                              For more details, please read the relevant letter that is mailed to members (except members of personal accounts) with the 2016 "Member Benefit Statement".

                                                              Please be informed that, on the same day (1 April), change of investment instruction (including switching existing fund balance and change of investment mandate for future contributions and transfer-in-assets) and redemption of Easy Gold Plan through "Interactive Voice Response System" will be suspended. If you would like to change your investment portfolio, you can give instruction through our website www.bcthk.com, mobile application, or by form submission. If you would like to have redemption of your Easy Gold Plan, you can give instruction through our website www.bcthk.com, or by form submission.


                                                              Introduction

                                                              Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement

                                                              Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.

                                                              Take the first step to your retirement planning

                                                              Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?

                                                              What type of investor are you?

                                                              All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:

                                                              Are you on the right path for retirement?

                                                              No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.