Administrative expenses can only be deducted from BCT (Pro) MPF Conservative Fund by the trustee when the returns of the fund for the month exceed the "Prescribed Savings Rate" prescribed by the Mandatory Provident Fund Schemes Authority. BCT (Pro) MPF Conservative Fund does not guarantee the repayment of capital. An investment in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit taking company and there is no guarantee that the investment can be redeemed at the subscription value. The MPF Conservative Fund is not subject to the supervision of the Hong Kong Monetary Authority. Fees and charges of MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. This fund uses method (i) and, therefore, unit prices / NAV / fund performance quoted have incorporated the impact of fees and charges.
Introduction
Retire on Your Own Terms – Let BCT help you plan a fulfilling retirement
Whether you are just starting to work or you are well into your career, now is a good time to discover if you are on the right track to retire comfortably. Use the following resources and find out what you need to live your dream retirement.
Take the first step to your retirement planning
Living for another 30 to 40 years after work is not impossible. Want to know whether you are on the right track and how should one start preparing?
What type of investor are you?
All investments involve risk and risk tolerance varies by individuals. Depending on your retirement goals, income, age and investment aggressiveness, you will fall into one of the following categories. Select the option that applies most to you:
Are you on the right path for retirement?
No matter your age, it's always a good idea to make sure you’re on track for retirement. Use our retirement calculator to find out how much you need to live the retirement you want and how to get there.
