MPF/ORSO
                                                               
                                                               

                                                              Fund Price Remark of BCT Premier Pooled ORSO Retirement Plan

                                                              Performance figures will be available in six months after launch. The fund price(s) set out above (if any) may be initial fund price(s).

                                                              Investment involves risk. Past performance is not indicative of future performance. The value of funds may fall as well as rise. Investors should refer to the Explanatory Memorandum of the BCT Premier Pooled ORSO Retirement Plan for further details, including the risk factors.