Current Monthly Expenses

We apply a 70% replacement ratio for post-retirement spending as market consensus believes most people need approximately 70% of their current spending to maintain reasonable post-retirement living standards. Therefore, in this retirement calculator, “Monthly income required at retirement” equals to 70% of the “Current monthly expenses” regardless of inflation impact. “Current monthly expenses” is also used for calculating “Total required at retirement”, but not used for calculating “Total available at retirement”.

Regular Employee

Casual Employee

Self-employed person

Enrollment Timeline: within 60 days of employment.

Just one step to take:

Fill-in form

Download and complete the Member Enrollment Form (Note: Authorised signature with company chop are required) and send it to us.

Upon completion of your enrollment

Notice of Participation will be sent to your employees within five working days upon receipt of the enrollment form.
Email or SMS notification will be sent to your employees for retrieving a verification code, which could be used for password set up via member website afterwards.

Please read the relevant MPF Scheme Brochure before completing the above application forms.

Enrollment Timeline: the next working day following the 1st pay day or the 10th day from the commencement of employment, whichever is earlier.

Just one step to take:

Fill-in form

Complete the following forms and send to us directly

Upon completion of your enrollment

Notice of Participation and Casual Employee Card will be sent to your employees within five working days upon receipt of the enrollment form.
Email or SMS notification will be sent to your employees for retrieving a verification code, which could be used for password set up via member website afterwards.

Please read the relevant MPF Scheme Brochure before completing the above application forms.

Fill-in form

Upon completion of your enrollment

Fill-in form

Upon completion of your enrollment

Service Hour