Retirement Planning
                                                               
                                                               

                                                              MD&CEO Message

                                                              Founded in 1999, the BCT Group has always been putting forth its best effort and experience to enable the Hong Kong workforce to be decently protected upon retirement, by our tireless endeavor to offer our clients a comprehensive range of specialties covering pension products and asset servicing solutions. For more than 20 years, the Group also takes pride in contributing to enhancing the sense of retirement planning and financial literacy of Hong Kong people, as we see a higher member awareness and engagement to the MPF and retirement system.

                                                              As a MPF veteran I am always impressed by the distinguished and professional industry image of the BCT Group – and I am honored to be granted the opportunity to continue the legend with the support of a strong and long serving team.

                                                              Few will deny that the pension industry is evolving at an unprecedented speed, owing to the rapid digital adoption by customers and businesses. This trend creates a myriad of customer experience and shrewd customer expectations that could be challenging and beyond the norm. As a leader in the pension industry, it’s imperative for BCT to embrace the phenomenon and leverage to create a client service suite with our clients at the center, and deliver our business promises in a seamless, prudent and client-friendly manner. We will focus on nurturing attributes of innovation and agility, transforming these strengths into positive impacts to the industry and deliver values for our customers.

                                                              The coming years with the implementation of eMPF will be full of challenges and opportunities for BCT. With the vigorous and professional back up from my management team, I am committed to exerting my best effort to drive forward the ongoing grow momentum to build new grounds, leveraging on our multi-disciplinary strengths as a trustee, administrator and asset servicing solution provider for pensions and global investment funds.

                                                               

                                                              Jamie LEE

                                                              Managing Director & CEO, BCT Group 

                                                               

                                                              Jamie LEE

                                                              Managing Director & CEO, BCT Group

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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
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                                                              Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

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                                                              Interested to know more?
                                                              Want to learn more about the fund that fit your risk level?