Dear bct+ Members (“Member”):

The eMPF Platform (“the eMPF”) was launched in June 2024. Bank Consortium Trust Company Limited and its MPF schemes are expected to join the eMPF on June / July this year, and the bct+ app will undergo a comprehensive revamp! 

As an MPF convenience store, BCT will introduce several exciting features in this update, including:

A dedicated zone will be added to bct+ to facilitate easier access for BCT MPF members to multi-source advisory services. This zone will be featuring integrated market insights from fund managers, professional analysis from third-party investment experts, Pop Charts showcasing the top 50 funds selected by members based on their investment returns, and AI Advisor MARIO* utilizing AI and big data analytics to assist members’ making of their investment decisions for better returns.

BCT will launch a Virtual MPF Game where bct+ members can participate in games using virtual assets during specific periods for an MPF investment competition to see who can become the best MPF investment expert.

bct+ members can engage in polls on specific topics to enhance interactivity within the app.

To ensure a better user experience, BCT Financial Limited (“BCT”) will elevate your user experience with the bct+ app through exciting new features and improvements including:

Starting from April 3rd in 2025, members will no longer be able to earn Game Coins through net asset value in their BCT MPF accounts or by completing tasks. Members must redeem their Game Coins for Special Voluntary Contributions (SVC) or donations before Jun 30th in 2025. Any remaining Game Coins will be forfeited.

Starting from Jun 30th in 2025, e-membership cards and membership tiers will be cancelled, and bct+ members will no longer be classified into different tiers.

Starting from April 3rd in 2025, members will not be able to use the bct+ Metaverse nor earn or redeem Game Coins through it.

Thank you for your support. We look forward to this update providing you with a new and more convenient MPF management experience! For more information or any inquiries, please contact us at 2298 9333. 

BCT Financial Limited

March 2025

In the event of any inconsistency between versions of all terms and conditions, the English version shall prevail.

*Please refer to the Terms and Conditions and Privacy Statement on AI Advisor MARIO on bct+ mobile application. It should be noted that investment involves risk. The past performance information presented is not indicative of future performance. You should not only base on the reference investment portfolios alone to make investment decisions. If you are in doubt as to whether the reference investment portfolios are suitable for you (including whether they are consistent with your investment objectives), you should seek financial and/or professional advice and make investment choice(s) most suitable for you taking into account your circumstances. MARIO is an AI advisory service provided through a collaboration between BCT and Magnum Research Limited (“Magnum”).